Philosophy

You only want to retire once. Many people put money away through saving and investing, but they don’t look down the road to see how they’ll spend it or if there is a more effective way of accumulating it. They are putting money away in different accounts with little idea of how it comes together when it becomes time to rely on those dollars. While it may sound complicated, the concept is straight forward.

Figure out what you want to do with your money and then do it.

It’s more than saving. It’s spending. It’s living. It’s doing the things you want to do because you have a plan. A plan for today, tomorrow and for your future. A plan for your money. It’s setting goals, having a strategy, and then moving forward.

Retirement Income Graphic

For Five Cities Financial, their style of planning and guidance reflects what has made them success for more than 25 years:

  • Be persistent. Stay consistent. Follow-through.
  • Take action and keep moving forward
  • Treat every person with the importance they deserve
  • Tell people what they need to hear
  • Continuous learning

The client who typically respond to this styling of planning often fall into one of the following demographics:

  • $1 Million or more of investable assets
  • Household income in-excess of $250,000
  • Owners or executives of established businesses
  • Experience a shift in day-to-day life (divorce, loss of a loved one, marriage, business sale, transition to retirement)