Skip to main content


Jim and David began their careers in 1993 wanting to help people financially navigate the ebbs and flows that life often brings. And since that year, David and Jim have provided clients with the highest level of expertise in planning, insurance and investments. They’d often worked in tandem to meet the needs of their individual clients. David’s investment knowledge and specialization complemented Jim’s in-depth planning style and insurance expertise. In fact, the partnership worked so well they decided to make it official in 2018 by combining offices and creating Five Cities Financial.

Supported by a fantastic team of professionals, Jim and David provide clients the guidance and service needed to improve their financial position in the most efficient and effective manner. Since joining the industry, it’s safe to say they’ve seen it all economically. However, they know experience means nothing if they aren’t focused on the goals and perspectives of their clients first and foremost.

James E Houghton CLU®, ChFC®, CASL®, RICP®

Partner and Wealth Management Advisor

David R Kreiter CLU®, ChFC®

Partner and Wealth Management Advisor

Michael Eli McNall RICP®

Partner and Wealth Management Advisor

Alex E Chaplain

Investment Operations

Ryan Flatley

Associate Director of Investment Research

Matthew Eugene Fowler

Client Services Insurance Admin

Steven J Lynch CLU®

Director of Investments

Alessandra M McDonald

Director of Operations & Development

Tanner Jeffrey Peeler AWMA®

Financial Planning Specialist

Through Northwestern Mutual, Five Cities Financial has access to a network of specialists locally and across the country. We help each other, share ideas and common values, and leverage each other's talents to help you achieve your personal dream of financial security.

Michael K Drymiller CLU®, ChFC®

Wealth Management Advisor